About Us

The Goal is the Same, Our Process is Different.

What We Do

Bizfi is a fully automated online marketplace designed to give multiple financing options to applicants. What sets us apart is our proprietary platform technology which allows business owners to get actual results for multiple product types and the ability to go directly to contract. Every step of the way, business owners are guided by an experienced funding concierge.

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Our Experience

Bizfi, formerly known as Merchant Cash and Capital, is the premier FinTech company combining aggregation, funding and a participation marketplace on a single platform for small businesses. Founded in 2005, Bizfi and its family of companies have provided more than $1.9 billion in financing to more than 33,000 small businesses in a wide variety of industries across the United States.

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On Television

Stephen Sheinbaum on CNBC

In the News

We make loans decisions in seconds: Bizfi founder

The intersection of finance and technology, known in the industry as fintech, does... Read More »

Financial Aggregation Without Aggravation

Restaurant financing stories can be the stuff of legends. We’ve all heard tales... Read More »

4 Tools That Make Your Small Business Look Big

Being a small company has its benefits: You’re agile, able to change directions at a moment’s notice... Read More »

3 Things that Banks Can Learn from Growing FinTech Companies

The solidity of banks was needed in the past, but now you need to move with the tides of change... Read More »

With You the Whole Way

From application, to customizing results, to support and e-signing a contract, an assigned funding concierge is here to help guide each business owner through the process. After funding, businesses can view their payments, access customer services and request additional funding – all directly through the Bizfi dashboard.


Time is Money

Business owners no longer have to waste days shopping for "estimates" when they can apply online and get actual results. Bizfi provides real results, in real time through a proprietary and revolutionary funding platform.

Time is Money

Why Bizfi?